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Video instructions and help with filling out and completing seller's disclosure form

Instructions and Help about seller's disclosure form

So it may appear to you that in all of the new rules and regulations the seller has been fairly left out of the discussion and for a large part that's true the trim really applies to the buyer and it seems like there has not been any real attention given to the seller that said it may well be a blessing in disguise the reason for that is the closing disclosure for the seller is much simpler much easier to read than that for the buyer so let's dive into this hammer it out and you should be able to see these and be able to understand them completely so going forward here we have the date that they're issued again now this is different than the buyer they're not set by the same rules as the buyer the seller does not need to get this until the actual day of transaction believe it or not now that said that's not what we want to do we want to make sure we get this to you still with at least within 24 hours of closing but just be aware the seller has no statutory requirement to get this until the day of the closing we have the closing date the disbursement date as well be thankful Pennsylvania's a wet state what funds state that means the same day we closed we dispersed settlement agent their phone number property address we have the sales price again 169 950 going over here we would have the buyers personal name address sellers name and address zooming out slightly we have the contact information for the real estate broker for the buyer we have the contact information for the real estate broker for the seller and again you have my company's information for this transaction again I am doing this transaction that's why you'll see my name and license ID number there depending on who does your transaction from my office that's what you'll see various names and ID numbers in that area going up here this is very simple this is the summary of the transaction the total gross the seller is going to be getting the due to the seller closing is 170 750 4:13 of that 169 950 is due to the sales price of the property and the remaining balances are the proration for the county and school taxes up to the end of the year this is Butler they collect for the county and town tax together so the total amount or the gross amount owed I should say to the sellers of some of those three figures which is 170 750 for 13 and again like the fireside the closing disclosure where's before they would add it up and have the sum below there they instead have flipped it out where they put the sum first and then they break it down beneath there these are the reductions to the seller so total due from the

FAQ

What are things to upgrade in a house that add value to it?
First, don't overspend for your neighborhood. If you're in a neighborhood of 50,000 dollar houses, sorry, you can't spend 40 grand on a kitchen. It won't return as much as it costs. Don't aim to be the most expensive house on the street.Second, the highest returns will be on fixing flaws. If the house is pretty nice except it still has granny's 1959 kitchen that's where you spend. If your neighborhood has high parking demand and you only have one space, look to double the driveway, add to the garage, or add a pull-off. If there is no dishwasher that's a flaw. No over the stove microwave, flaw. Window ac instead of central, flaw.Third, maybe the flaw isn't fixable, like being on a noisy road or next to a fast food joint. At least diminish it, like triple-pane windows on that side, a berm, a fence, and/or bushes. If you have a yard where grass doesn't grow, switch to a low water landscape plan that doesn't use grass. Diminished flaw.Fourth, first impressions count. The front entrance should be boldly colored, attracting the eye. It should be widely framed, well-lighted, and easy to approach. The front door lock should be smooth and easy to operate. Remember that the showing agent will be keying in through that door. The driveway and sidewalk should be powerwashed. Landscaping should make the yard look big, no clutterFifth, the thing that always adds way more value than cost is paint, inside and out. Make an empty canvas with your paint with very light shades and completely white ceilings. The art and furnishings are the color not the walls.Sixth, finished basements don't pay. They have low ceilings, inadequate windows, noisy mechanicals, and most people after spending money on finished basements discover they barely use them, too dark and too separate from the main quarters. The exceptions are if you are fixing the flaw of way too little square footage, have a walk-out basement with daylight windows, or can add a bath, kitchen, and outside entrance for a Mother-in-law type or even legal separate unit. Mostly I like a very light finish in basements. Just make the space bright, clean, and very sparsely furnished. A big empty space is appealing to buyers. They can imagine their own use. Don't clutter it with a pool or ping pong table. Maybe lay down a light colored rug but not wall to wall carpeting. If the house has the flaw of too few bedrooms then finishing half the basement might pay. You might need to dig out a window well to be an emergency egress, otherwise by building code it's not a bedroom. Besides then you have some natural light.Seventh, don't exceed conforming use. If most houses in the neighborhood are three bedroom then paying for a fourth bedroom adds less than its cost, and adding a fifth is so non-conforming it adds 1/10 the cost of building it. The exceptions are when you get it cheap. Say for example you are building a detached two car garage (in part because nearly all your neighbors have large garages and yours only has a small one car attached. That's a flaw. See number two above.). Turning the old garage into a bedroom cheaply could add more than it costs. If you are in a two bed house in a three bed neighborhood you are fixing a flaw, see number two above.If you are in an affluent area of 3000 sf homes and you have 1900 sf then an addition could pay, but you don’t have to go big. Get up to 2500. I’ve been in big houses with tons of wasted space, little hallways here, there, everywhere. It’s ok to trail the average a little. Be efficient.Eighth, a “light” remodel can do wonders. Maybe in a bathroom after painting I’ll replace a faucet, the curtain rod with one of those curved ones, and the light fixture with a multiple bulb LED. It’s not a gut-to-the-studs renovation, but it can freshen up the space considerably.Ninth, perception is value. For example I personally don't think radon is near as dangerous as most people do, but I know their perception affects value. So when buying a house I test for radon, get a clause in the contract, and do the mitigation. I know I'm going to sell some day. Those that perceive a problem will let it affect their desire to buy and willingness to pay more. I'd rather nip that in the bud so when they test for radon it comes in below the 3.9 pico-curie action level. Flaw fixed. For the same reason I remove lead pipes and buried oil tanks. When I go to fill out the seller's disclosure form when it comes to lead pipes and oil tanks I check the box no. Flaw fixed.Things that make it more saleable add value. If it’s appealing that’s value.Also if by clever decorating you can make a space "feel" bigger then that's perception. It works on real estate brokers and appraisers too. There's room for subjective shading adjusting values for the CMA.Tenth, value is determined by buyers not sellers. If you have a pencil to sell and ten possible buyers in front of you then the value is whichever buyer will pay the most. If you have one hundred buyers then whoever among them willing to pay the most determines the value. If your pencil is odd, like a strange color or only is comfortable for lefties, such that nine of ten buyers would reject it then you have a non-conforming property that will take longer to sell and get less money.There is no absolute value. If you spend 40 grand on a stupidly designed kitchen you can't hold a gun to the buyer's head and demand your money back. You have to be smart but humble, with understated style, conservative (but not cheap) in spending on improvements, and put yourself in the buyer's shoes.All the advice above is pretty standard stuff. Most good appraisers and brokers will agree, but I do want to add one little thing that's different. I like a little hook, something memorable. If a couple of transferrees are being squired around to ten houses on a Saturday by a rookie agent I want them to remember my house for something interesting or amusing, a theme perhaps, like dolphins, an interesting piece of art, a water effect in the yard, or just anything that'll make them say something like The House with all the Pumpkins instead of 123 South Maple Avenue. I want to stand out a little, be memorable.I hope this lengthy answer is helpful and concise. I also have written about priorities in building a house and how to stage a house for sale. I welcome feedback in the comments. I would love to learn something new and make a change to my advice.Daniel Sheehan's answer to What are the most important aspects to consider when making an affordable (200k) house feel spacious and luxurious?
How do I fill out form 26QB for TDS in case of more than one buyer and seller?
Hi,Please select Yes in the column of Whether more than one Buyer/seller as applicable, and enter the Primary Member details in the Address of Transferee/Transferor & no need of secondary person details.The reason to include this is to know whether the agreement includes more than one buyer/seller, so the option is enabled.Hope it is useful.
Do military members have to pay any fee for leave or fiancee forms?
NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... Caution-https://www.facebook.com/help/16...   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil Caution-mailto: john.doe.mil@mail.mil anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/ Caution-https://www.army.mil/article/61432/   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 Caution-https://www.army.mil/article/180749   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx Caution-http://www.ic3.gov/default.aspx   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130... Caution-https://www.army.mil/article/130...   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450... Caution-http://www.army.mil/article/1450...   Use caution with social networking  Caution-https://www.army.mil/article/146... Caution-https://www.army.mil/article/146...    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ Caution-http://www.army.mil/faq/ or visit Caution-http://www.cid.army.mil/ Caution-http://www.cid.army.mil/ .  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct, (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... Caution-https://www.dmdc.osd.mil/appj/sc... . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov Caution-http://www.ic3.gov (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov Caution-http://www.ftc.gov (Federal Trade Commission's website)
For the new 2016 W8-BEN-E form to be filled out by companies doing business as a seller on the Amazon USA website, do I fill out a U.S. TIN, a GIIN, or a foreign TIN?
You will need to obtain an EIN for the BC corporation, however, I would imagine a W8-BEN is not appropriate for you, if you are selling through Amazon FBA. The FBA program generally makes Amazon your agent in the US, which means any of your US source income, ie anything sold to a US customer is taxable in the US. W8-BEN is asserting that you either have no US sourced income or that income is exempt under the US/Canadian tax treaty. Based on the limited knowledge I have of your situation, but if you are selling through the FBA program, I would say you don’t qualify to file a W8-BEN, but rather should be completing a W8-ECI and your BC corporation should be filing an 1120F to report your US effectively connected income.
How can I fill out Google's intern host matching form to optimize my chances of receiving a match?
I was selected for a summer internship 2016.I tried to be very open while filling the preference form: I choose many products as my favorite products and I said I'm open about the team I want to join.I even was very open in the  location and start date to get host matching interviews (I negotiated the start date in the interview until both me and my host were happy.) You could ask your recruiter to review your form (there are very cool and could help you a lot since they have a bigger experience).Do a search on the potential team.Before the interviews,  try to find smart question that you are going to ask for the potential host (do a search on the team  to find nice and deep questions to impress your host). Prepare well your resume.You are very likely not going to get algorithm/data structure questions like in the first round. It's going to be just some friendly chat if you are lucky. If your potential team is working on something like machine learning, expect that  they are going to ask you questions about machine learning, courses related to machine learning you have and relevant experience (projects, internship). Of course you have to study that before the interview. Take as long time as you need if you feel rusty. It takes some time to get ready for the host matching (it's less than the technical interview)  but it's worth it of course.
How can a chicken merchant or a fish seller fill the PAN form and what business code does he need to use?
First of all obtain a PAN application form and read it thoroughly. There is no column where in you have to mention whether you are selling chicken ,fish, pork or beef. In the form you have to mention whether you are an Individual, Firm, HUF, AOP, BOI or a limited company if so private or public. If you are an individual you have to affix two photographs and attest them. In case of HUF you have to give an affidavit mentioning date of formation of HUF and names and addresses of Co-parcenors.In case of others you have to give proof of registration. Hope this helps.
How do I fill out the form of DU CIC? I couldn't find the link to fill out the form.
Just register on the admission portal and during registration you will get an option for the entrance based course. Just register there. There is no separate form for DU CIC.
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