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Video instructions and help with filling out and completing florida real estate contract for sale by owner
Hello my name is Yvette Betancourt I'm a Florida license title agent with the closing company a title insurance agency located in Miami Florida in August of 2012 the Florida Association of Realtors released the much-anticipated contract for residential sale and purchase also known as a CRS p12 this new version of the Florida real estate sales contract replaces the previously used for nine realtor some lenders need to be aware of some important changes that affect their buyers in this new contract here is a summary of the most significant changes first the CRS b-12 requires all closing funds to be paid by wire or collected funds collected funds are considered to be funds available and cleared by the recipient bank many title companies no longer accept cash or checks as even cash or checks are not considered cleared funds for seven to ten days check with your title agent regarding their company policy on closing funds second the new version allows for an extension of the closing date for the lender to comply with truthin lending requirements new lending regulations call for new disclosure time periods for Barros in the event that term of the loan changes prior to closing to prevent closing delays verify that your buyers loan is on track and no delays are expected third the new contract specifies that the party paying for the title search will also pay for the lien open permit and court violation searches these expenses can add up to an estimated $300 to the buyers closing costs so factor these new charges into your good faith estimate finally the most important change is that the inspection period now encompasses all inspections including property roof radon gas open permits and code violations the buyers not required to notify the seller before the end of the inspection period of any permit of code violation related items that the buyer wants a seller to fix after the end of the inspection period the buyer waives all rights to request any repairs or remedy by the seller we suggest that real estate professionals allow a 14 to 21 day time period for inspections when preparing the contract to allow for a thorough search don't leave your buyer in a bind by not adhering to these important deadlines for a complete summary of changes and more information on the new CRS p12 contract visit the Florida Realtors org website please contact us at info at the closing company net with any questions about your purchase and sale contract